Trade Finance for Ugandan SMEs
Business Finance for Growing Enterprises
Contract financing, receivables, import tax, supplier top-ups, and commodity financing — disbursed via bank transfer, mobile money, or stablecoin.
What We Finance
Loan Products
Five trade finance products tailored to how Ugandan businesses actually operate
Fulfil confirmed purchase orders and signed contracts with upfront capital, repaid once the buyer settles.
Unlock cash tied in outstanding invoices. We advance funds against verified receivables so you can keep operating.
Clear your goods at the border without delay. We cover URA duties and taxes, repaid on a short-term schedule.
Restock inventory or pay suppliers on time. Ideal for traders and distributors who need to buy in bulk.
Finance the purchase, storage, or sale of agricultural and industrial commodities across the value chain.
The Process
How It Works
From application to disbursement in four stages
Apply Online
Submit your application with company documents, collateral details, and financials.
Guarantor Verification
Your nominated guarantor reviews the application and confirms the guarantee.
Review & Approval
Our relationship managers and loan committee assess and approve your facility.
Disbursement
Funds sent via bank transfer, mobile money, or USDC/USDT stablecoin.
Why Us
Why Adullam Capital
We specialise in short-term trade finance for Ugandan SMEs across agriculture, trade, manufacturing, construction, and 15 other sectors. Our platform is built for speed, transparency, and the way business actually works in Uganda.
Regulated Lender
Compliant with Ugandan lending regulations and responsible finance standards.
Transparent Fees
Clear fee structure — normal interest, portfolio fees, and penalty rates disclosed upfront.
Gender Lens Investing
Proud 2X Challenge participant supporting women-owned and women-led enterprises.
Secure Platform
Bank-grade encryption protects your company and financial data end to end.
Ready to Get Started?
Apply online today and get the working capital your business needs to grow.